Digital Commonwealth

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    <mods:title>Tabulated HOLC Area Description Sheet Data</mods:title>
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  <mods:name type='corporate'>
    <mods:namePart>Scott Markley</mods:namePart>
    <mods:role>
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  <mods:typeOfResource>Dataset</mods:typeOfResource>
  <mods:genre authority='lcgft' authorityURI='http://id.loc.gov/authorities/genreForms' displayLabel='specific' valueURI='http://id.loc.gov/authorities/genreForms/gf2011026297'>Geospatial data</mods:genre>
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  <mods:genre authority='lcgft' authorityURI='http://id.loc.gov/authorities/genreForms' displayLabel='general' valueURI='http://id.loc.gov/authorities/genreForms/gf2018026119'>Data sets</mods:genre>
  <mods:originInfo>
    <mods:dateIssued encoding='w3cdtf' keyDate='yes'>2022-01-12</mods:dateIssued>
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  <mods:physicalDescription>
    <mods:digitalOrigin>born digital</mods:digitalOrigin>
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  <mods:abstract>In the late 1930s, an agency of the United States government called the “Home Owners’ Loan Corporation” (HOLC) graded thousands of urban neighborhoods on the perceived risk they posed to mortgage lenders and property investors. To make these determinations, HOLC field agents collected vast amounts of socioeconomic, demographic, and housing data about these places and presented their findings in an impressive set of maps. While these “redlining” maps have received considerable academic and media attention, the data used to assign risk grades—available for most cities in their “area description” sheets—remain virtually unusable. Correcting this issue, I convert eight of the most consequential variables from 129 cities into an accessible and analyzable tabular format. These include the Black population percentage, “foreign-born” population percentage and group, family income, occupation class, average building age, home repair status, and mortgage availability. This data product will allow researchers to gain a more complete picture of the HOLC’s City Survey program, and it will provide a valuable new source of historical socio-demographic data at the neighborhood level.</mods:abstract>
  <mods:note>These maps are between 1937 and 1940.</mods:note>
  <mods:subject authority='lcsh' authorityURI='http://id.loc.gov/authorities/subjects'>
    <mods:topic>Discrimination in mortgage loans</mods:topic>
  </mods:subject>
  <mods:subject>
    <mods:topic>Redlining</mods:topic>
  </mods:subject>
  <mods:subject authority='lcsh' authorityURI='http://id.loc.gov/authorities/subjects'>
    <mods:topic>Discrimination in housing</mods:topic>
  </mods:subject>
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    <mods:geographic>United States</mods:geographic>
    <mods:cartographics>
      <mods:coordinates>39.76,-98.5</mods:coordinates>
    </mods:cartographics>
  </mods:subject>
  <mods:subject>
    <mods:cartographics>
      <mods:coordinates>-123.777 17.521 -70.057 55.859</mods:coordinates>
    </mods:cartographics>
  </mods:subject>
  <mods:subject>
    <mods:temporal encoding='w3cdtf' point='start'>1937</mods:temporal>
    <mods:temporal encoding='w3cdtf' point='end'>1940</mods:temporal>
  </mods:subject>
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    <mods:titleInfo>
      <mods:title>GIS Data Sets</mods:title>
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  <mods:relatedItem displayLabel='HOLC Map (published work)' xlink:href='https://snmarkley1.github.io/holc_map.html' type='isReferencedBy'/>
  <mods:relatedItem displayLabel='Tabulated HOLC Area Description Sheets (published work)' xlink:href='https://osf.io/qytj8/' type='isReferencedBy'/>
  <mods:identifier type='uri'>https://ark-dc3dev.bpl.org/ark:/50959/dr26zk786</mods:identifier>
  <mods:identifier type='local-other'>ark:/76611/dkyajewyh</mods:identifier>
  <mods:location>
    <mods:physicalLocation>Boston Public Library</mods:physicalLocation>
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  <mods:accessCondition displayLabel='license' xlink:href='https://creativecommons.org/licenses/by/4.0/' type='use and reproduction'>This work is licensed for use under a Creative Commons Attribution License (CC BY).</mods:accessCondition>
  <mods:accessCondition displayLabel='rights' type='use and reproduction'>Under copyright.</mods:accessCondition>
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    <mods:recordCreationDate encoding='w3cdtf'>2025-02-11T17:18:38Z</mods:recordCreationDate>
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